Published March 19, 2007
Personal Financial Management Program (PFMP)
Meeting financial goals is a common objective of every person. The Personal Financial Management Program (PFMP) offers information, education, and personal financial counseling.
Services offered include:
Individual and Family Counseling
Development of a budget to help obtain financial goals.
Payment plan arrangements with creditors.
Long-term financial planning.
Development of a debt-liquidation plan.
Budget Worksheet PAYDAY BUDGET
Seminars and Workshops
Financial Management Class
Budgeting: savings, buying cars, insurance, contracts, loans, debt ratio, income vs. expenses, etc.
Credit Management: credit cards, costs of credit, credit reports, results of credit abuse, rebuilding credit, etc.
Financial Management Briefing
Provides information on financial awareness to First Term Airmen. Areas covered include:
Personal financial management
Buying with credit cards
Savings and investments
Shopping for credit
Using credit wisely
Results of credit abuse.
Basics of Investing - Part I
Basics of Home Buying and Selling
How to pay a mortgage off early
Individual Retirement Accounts (IRAs) and types of Mutual Funds
Dollar Cost Averaging/getting started
Credit Card Debt
Basics of Investing - Part II
Buying Stocks without a Broker
Dividend Reinvestment Plans (DRIPs)
Researching Stocks using Value Line
Researching Mutual Funds using Morning Star
Basics of Investing - Part III
Computer Lab Internet Research
College savings plans